Our Services
Packages & Pricing
Flat fees, not based on how much money you have.​
​
We know needs differ, so we offer three options designed around our comprehensive planning philosophy:
Plan Details
Option #1: Premier
Wealth Planning
Option #2: Comprehensive Financial Planning
Option #3: Financial Wellness
Designed For
-
Clients seeking an all-encompassing, highly customized financial advisory arrangement
-
Best for high-net-worth clients with complex financial profiles, particularly those with significant equity compensation.
-
$12,000 per year (advice only)
-
Optional investment management: $2,000 - $5,000 extra yearly fee
Designed For
-
Clients seeking an all-encompassing financial advisory arrangement
-
Best for those with a more complex financial profile
-
$6,000 per year ​​(advice only)
-
Optional investment management: $2,000 extra yearly fee
Designed For
-
Clients earlier in their careers and with standard planning needs
-
Best for those with a less complex financial profile
-
$4,000 per year (advice only)
-
Optional investment management: $1,500 extra yearly fee
What is Included
Cash Flow/Debt Management
Option 1
Option 2
Option 3
.png){kind=small}
Budgeting/Cash Flow Planning
Existing Student Loans Planning
Debt Planning
Equity Compensation/Tax
Option 1
Option 2
Option 3
Basic Equity Compensation
Review of equity compensation plans, including stock options, RSUs, and employee stock purchase plans (ESPP). Guidance on understanding vesting schedules and key terms, with educational materials provided. Develop basic exercise and sale scenarios considering cash flow, tax implications, and investment goals.
Includes everything in Basic, plus:
•Tax bracket analysis and AMT (Alternative Minimum Tax) impact assessment for equity events (e.g., ISO stock option exercises).
​
•Timing and execution strategies for maximizing after-tax returns.
​
•Planning around concentrated stock positions, including strategies to reduce risk and reduce taxes, while maintaining growth potential.
Intermediate Equity Compensation
Includes everything in Intermediate, plus:
•Comprehensive multi-year strategy for maximizing multiple forms of equity compensation (e.g., ISOs, NSOs, RSUs, etc.) while minimizing taxes.
​
•Advanced tools like 10b5-1 trading plans for systematic stock sales and derivatives overlays for risk mitigation.
​
•Holistic equity compensation management, incorporating estate and philanthropic goals to optimize wealth transfer and charitable giving opportunities.
Advanced Equity Compensation
Review of current tax situation and preparation for expected liabilities. Optimize basic deductions and credits, such as mortgage interest, child tax credits, and retirement contributions. Deliver a personalized checklist of annual tax-saving opportunities
Basic Tax
Includes everything in Basic, plus:
•Strategic planning for managing tax rates across income brackets, including Roth conversions and income smoothing techniques.
​
•Comprehensive tax analysis for equity compensation events and capital gains on investment sales.
​
•Tailored guidance on optimizing deductions and maximizing credits based on anticipated life events.
Intermediate Tax
Advanced Tax
Includes everything in Intermediate, plus:
•Implementation of complex strategies like QSBS exclusions, strategic stock options exercise tactics, non-qualified deferred compensation plans, etc.
​
•Advanced charitable giving techniques, such as setting up Donor-Advised Funds or Charitable
Remainder Trusts.
•Tax-loss harvesting reviews to offset gains and reduce liabilities.
Option 1
Option 2
Option 3
Retirement/Investments/College
Retirement/Investment Planning
SWP Investment Management
(Model Portfolio Based)
optional service:
$2,000 extra yearly fee
optional service:
$2,000 extra yearly fee
optional service:
$1,500 extra yearly fee
Management of portfolios outsourced to SWP and tailored to the client’s unique situation. Portfolios are monitored with regular rebalancing to align with market conditions and client goals. We utilize low-cost ETFs to maximize efficiency and minimize product fees. Incorporates tax-efficient strategies to maximize after-tax returns, including gains deferral, tax-loss harvesting, and customized tax settings.
SWP Custom Investment
Management (Highly Customized)
optional service:
$5,000 extra yearly fee
Management of portfolios outsourced to SWP and tailored to the client’s unique situation. Development of bespoke investment strategies aligned with complex financial needs. Incorporates tax-efficient strategies to maximize after-tax returns, including gains deferral, tax-loss harvesting, and customized tax settings.
College Planning
Insurance/Estate Planning
Insurance
Comprehensive review of existing insurance coverage, including life, disability, and property/casualty. Identify coverage gaps, recommend solutions and align insurance with financial goals.
Includes everything in Basic, plus:
​
•Advanced analysis of layered insurance needs, incorporating strategies to achieve tax-efficient growth and enhanced financial flexibility.
Advanced Insurance
Option 1
Option 2
Option 3
Provide guidance around essential documents like wills, powers of attorney, revocable trust and healthcare directives. Conduct a beneficiary audit to align designations on retirement accounts and insurance policies with financial plan objectives.
​
Provide access to estate documents creation platform for additional $500 fee (via Wealth.com). More complex estate planning documents may still require outside attorney assistance, which would incur additional costs.
Basic Estate
(document preparation additional cost)
Includes everything in Basic, plus:
​​
•Help design specialized trusts, such as special needs or marital trusts, to protect beneficiaries.
•Develop tax-efficient lifetime gifting strategies, including annual exclusion gifts or structured charitable bequests.
Intermediate Estate
(document preparation additional cost)
Includes everything in Intermediate, plus:
​
•Advanced wealth transfer strategies like GRATs to pass on appreciating assets with minimal tax impact.
​
•Structuring of Family Limited Partnerships (FLPs) for family governance, asset protection, and valuation discounts.
​
•Design and implementation of Generation-Skipping Trusts (GSTs) to preserve wealth across multiple generations while minimizing estate taxes.
​
•Provide access to estate documents creation platform for no additional fee (via Wealth.com). More complex estate planning documents may still require outside attorney assistance, which would incur additional costs.
Advanced Estate
(document preparation included)
Option 1
Option 2
Option 3
Additional Value-Add
Referral To and Collaboration With
Equity Comp Focused CPA
(CPA charges separately)
Charitable Giving
Empolyee Benefits Review
Tools and Resources
Comprehensive Financial Plan
Scenario Analysis and Projections